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What's New

What's New
Free Bill Pay     AD&D Insurance     MasterCard SecureCode


2010 Annual Meeting - Safe, Secure, & Trustworthy
Please join us at our 39th Annual Meeting for a short business meeting and learn how to protect yourself from the latest fraud.  You'll then enjoy ventriloquist, Barbara Jean Daniels, hors doeuvres and a chance to WIN one of 10 $100 cash prizes!!  Members must be at least 18 years of age and present to win.  One entry per member and you can only win once. 

Date:  Tuesday, April 13, 2010
Time:  6:30 pm
Place: Horizons Conference Center
Please RSVP by calling Member Services at 989-791-7070 ext 3503
 


SMFCU receives 5-star Rating from Bauer Financial - fifth in a row!
Saginaw Medical is named one of the Strongest financial institutions in the country for the fifth time by Bauer Financial.  To receive BauerFinancial’s 5-star Superior rating, SMFCU has exhibited excellence in such areas as capital adequacy, asset quality and stability.  In addition to the capital ratio, other criteria are used to determine the rating. Some of these include but are not limited to: profitability/loss trend, evaluating the level of delinquent loans, charge offs and repossessed assets, the market versus book value of the investment portfolio, regulatory supervisory agreements, the community reinvestment rating (CRA), historical data and liquidity.
BauerFinancial, Inc. has been analyzing and reporting on the financial condition of the nation’s banking industry since 1983.  Upon completion of the analysis, a star-rating is assigned based on a scale of zero to five stars with five stars being the strongest.

5%APY Rewards Checking
Our Free checking just got better with Rewards!! Rewards Checking offers 5.00%APY (Annual Percentage Yield), no minimum balance and no monthly fees. More details>>>>>

FREE Online Bill Payment
SmartPay, our online bill payment system, is a secure, fast and FREE way to pay your bills online!! With SmartPay you can; pay anyone from your cable or phone company to the babysitter, schedule recurring or one-time payments, view your payment history, export information to Quicken or Microsoft Money & Much more.  Register for SmartPay today by first logging into your PCSmart account. Then select the bill payment link on the left hand navigation bar under Services.  Once you've registered you'll receive an email confirmation with directions on how to use SmartPay.  If you have additional questions please contact Member Services at 989-791-7070 ext. 3503.

Not sure about bill pay?? Check out the SmartPay Demo


Accidental Death & Dismemberment Insurance Protection

Members receive $1,000 in AD&D protection at NO-COST! Claim your no-cost protection by calling Members Financial Services at 1-877-MEMBERS (1-877-636-2377).  I get additional information about AD&D insurance and other insurance protection
click here.
(Insurance products sold through the credit union are not insured by the National Credit Union Administration and are not issued, guaranteed or underwritten by the credit union or the National Credit Union Administration or any other federal government agency; and there is no requirement or obligation to purchase insurance from the credit union or any subsidiary, affiliate, or particular unaffiliated third party as a condition to obtaining a loan, and a decision as to insurance agents will not affect the credit terms in any way.  the credit union may not condition an extension of credit on an agreement not to obtain, or prohibition on an applicant from obtaining an insurance product or annuity from an unaffiliated entity.)

MasterCard SecureCode
Shopping online is convenient, exciting and now.....even safer.  Introducing MasterCard SecureCode.  It's your very own private code that helps protect you against the unauthorized use of your Debit MasterCard while shopping online.  There is no need to get a new card, no software to download and no hassle to enroll...just added security.  Once your SecureCode is set, the service works automatically when you make purchases at participating online merchants.  If you have a Saginaw Medical Debit MasterCard, sign up for SecureCode today by
clicking here.


 


Saginaw Medical FCU
P.O. Box 6160
Saginaw, Michigan 48608
989.791.7070
Fax: 989.790.6910
memberservices@smfcu.com