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Online Services >> Online Banking & Bill Pay

PCSmart: Welcome to a SMARTer way to bank!
Take care of your banking business from your home or office with PCSmart, Saginaw Medical's Online Banking System. With PCSmart you can:
  • View account history and balance inquiries
  • Transfer to and from your savings and checking accounts
  • Schedule weekly, biweekly, monthly, quarterly, twice per year, or yearly transfers between your account
  • Make loan and credit card payments
  • & Much more

Log on to securely access your accounts at absolutely no charge. LOG ON NOW!

Free Bill Pay
SmartPay, our online bill payment system, is a secure, fast, and FREE way to pay your bills!!
With SmartPay you can:

  • Pay anyone, from your cable or phone company to the babysitter
  • Schedule recurring or one-time payments
  • View your payment history
  • Export information to Quicken or Microsoft Money
  • Use Account Aggregation, allowing you to see all your online accounts in one central location

Register for SmartPay today by first logging into your PCSmart account.  Then select the bill payment link on the left hand navigation bar under Services.  Once you've registered you'll receive an email confirmation with directions on how to use SmartPay.  If you have additional questions please contact Member Services at 989-791-7070 ext. 3503 or email Member Services.

Not sure about bill pay?? Check out the SmartPay Demo

REMEMBER:  To sign up for SmartPay you MUST have an open checking account with SMFCU!

Also FREE with PCsmart

 

Funds Availability
Our general policy is to make funds from deposits available to you immediately after we receive your deposit. 
There may be reason to delay your ability to withdraw funds determined on a case by case basis.  Please refer to our funds availability policy.

         

Estatements
- Free access to your monthly statement online
- Available before the 3rd of the month
- Ability to view 1 year of statements
- Immediate access to online statements once enrolled
- No more paper statements mailed

Click Here to sign up for Estatements

 

Draft Imaging
A FREE service where you can view checks that have cleared you account.  Whether you need a copy of a check that has cleared your account or if you've forgotten who you wrote a check to, just view it on PCSmart with draft imaging. 

FREE E-Alerts
Let your accounts talk to you!! E-Alerts provide PCSmart users with an email notification of various account activities.  These activities include high and/or low balances, cleared checks, and various other transactions such as ACH, ATM and checks based on specified amounts.
How it Works. You select the types of activities you wish to be notified by setting up parameters in PCSmart.  Along with selecting the types of activities, you also have the ability to set the high and/or low balance thresholds for each notification.  You also designate the email addresses that are used for delivery with an option to designate multiple addresses based on the type of activity.  Log onto your PCSmart account, under Services choose E-Alerts from the left hand navigation bar and set up E-Alerts today!!


 

 


 


Saginaw Medical FCU
P.O. Box 6160
Saginaw, Michigan 48608
989.791.7070
Fax: 989.790.6910
memberservices@smfcu.com